Explanation:

Your policy - the insurance contract - once agreed by TT Club is comprised of the Policy Wording, the Policy Schedule, any applicable Institute Cargo Clauses stated within, any Special Projects agreed and the Certificate of Marine Cargo Insurance issued correctly in accrodance with the policy wording.

The Policy Wording comprises of three sections:

  • Standard Conditions
  • Interests
  • Countries

Printing a policy is in two stages:

1) THE POLICY WORDING:

Please click on the document links below to download a pdf copy of the three sections involved within your policy wording:

2) THE POLICY SCHEDULE:

After logging in to the site using your normal user ID and password, select the menu option "Policy Schedule" to display your schedule and rates which can be printed along with any Special Projects that have been agreed by TT Club and any Certificates of Marine Cargo Insurance issued.

Institute Cargo Clauses

Please click any of the links below to access copies of the Institute Cargo Clauses.


Institute Clauses


Note: We are authorised by the FCA and regulated by the FCA and PRA. Our documents have been updated accordingly.

TT Club

Find out more about TT Club - the leading provider of transport and logistics insurance.

Cargo Loss Prevention

Dedicated loss prevention information for cargo handlers.

ALTHOUGH GREAT CARE HAS BEEN TAKEN WITH THE PREPARATION OF THIS WEBSITE, THE INFORMATION ON IT IS FOR GUIDANCE ONLY.  REFERENCE SHOULD BE MADE TO THE POLICY WORDINGS FOR A DEFINITIVE STATEMENT OF THE LEGAL RELATIONSHIP BETWEEN THE TT CLUB, FORWARDERS, BROKERS AND INSUREDS.

This site is intended for viewing and for use only by freight forwarders or by licensed insurance brokers.  This site is not intended to constitute a solicitation to purchase coverage in any jurisdiction in which it would be illegal to do so.

TT Club Mutual Insurance Limited is authorised in the UK by the Prudential Regulation Authority and regulated in the UK by the Financial Conduct Authority and Prudential Regulation Authority (registration number 202852). In Hong Kong by the Hong Kong Insurance Authority, in Singapore by the Monetary Authority of Singapore and in Australia by the Australian Prudential Regulation Authority.

In respect of the United States of America, TT Club Mutual Insurance Limited and Through Transport Mutual Insurance Association Limited are approved or eligible as surplus lines insurers in all states and territories in accordance with The Dodd–Frank Wall Street Reform and Consumer Protection Act, effective July 21, 2011.

Both Associations are accessible through properly licensed surplus lines brokers.  In certain states, insureds will be considered to have independently procured cargo insurance and accordingly may be required to report the transactions and pay premium taxes to the state in which they are located. In case of doubt, advice should be sought from the TT Club or from lawyers.

The UK VAT Identification number for Through Transport Mutual Insurance Association Limited is: GB 564 5244 35 and for TT Club Mutual Insurance Limited is: GB 564 3375 30.

Through Transport Mutual Insurance Association Limited and TT Club Mutual Insurance Limited, trading as the TT Club 90 Fenchurch Street, London, EC3M 4ST, England.